I live pretty comfortably. I don't have to wait until my next paycheck to pay my electric bill. I have a new vehicle and my wife and I can do all the little things we want to do. I'm not rich but I do okay.

I have a plan to do better. I look at the federal government and I see how it's done. They just use I.O.U's for everything. If they can’t con enough people with that then they just print more money, take it to the bank, and somehow it becomes real.

I can't do that. If I did it would be counterfeiting and I'd go to jail. So. I'm going to send everyone a non-negotiable I.O.U. The beautify of this is that it's not fraud. It's just a promissory note. It's even says non-negotiable.

"Sir, about your payment. it's -"

"I sent an I.O.U."

"Yes, that's what we want to discuss-"

"I wrote non-negotiable on it".

Click.

The thing is that I have never paid any money to anyone for services or a loan. I have signed promissory notes and sent checks, money orders or electronic payments. They can't say I ever sent them money. They can't say I ever borrowed any money. I sign a note and I get a new car. I send a piece of paper and my water stays on.

I think I'll make them 30 year I.O.U's. By that time I'll be either dead or senile. The nursing home will already have taken all my assets and I won't care anymore. I think it's a good plan. Not a great one but a good one.